Reviews new business submissions, determines acceptability/ insurability and prepares premium quotations and proposals.
Reviews new business applications, determines insurability, develops appropriate premium and issues insurance binders to applicants, their employees or insurance representatives.
Reviews renewal applications, evaluates losses and loss ratio, determines appropriate premium and issues renewal terms to policyholders, their employees or insurance representatives.
Presents quotations/proposals to policyholders, their employees or insurance representatives.
Utilizes PREP process effectively to assure appropriate physician input into risk-taking decision.
Maintains active liaison with assigned accounts.
Researches emerging underwriting issues, reviews alternative solutions and develops underwriting position papers.
Determines appropriate response to customer inquiries to assure maximum policyholder satisfaction and communicates response directly with policyholders, their employees or insurance representatives.
Assures optimal customer service rendered with each policyholder contact.
Represents and markets ISMIE Mutual at Outreach presentations.
Maintains electronic/paper files for assigned accounts in good and businesslike condition.
Additional responsibilities as required.
Desirable Qualifications and Experience
Bachelor’s degree or equivalent work experience. Insurance or medical background required; experience in professional liability desirable. INS, CPCU, RPLU desirable. Excellent oral and written communication skills together with strong analytical skills required. Word processing/spreadsheet required. Mathematical skills and use of calculator necessary. Professional and service oriented individual. Ability to work and cope in a high pressure, sometimes stressful job. Must enjoy fast-paced environment. Ability to travel in Illinois (mostly day trips). Driver’s license required.
With over 45 years of experience, ISMIE has become an innovative leader in healthcare practice insurance to adapt to the demands of a changing healthcare industry. We are proud to have outstanding claims services and an exceptional risk management program that provides results.